Split costs, stay friends.
Trips, flatmates, dinners. Add who paid, split it any way you like, and see who owes whom in the fewest payments. Pay back with one tap on UPI.
Free. No ads, no daily limits, nothing behind a paywall. One i4 account works for i4 Split and i4 Finance.
Tara pays Riya ₹6,000 · Kabir pays Riya ₹3,600 · Neel pays Riya ₹2,400
Pay by UPI
Everything a group needs
Type it like a message
"Dinner 2400 paid by Ravi split 4" or "cab 600 with Kabir and Neel": the form fills itself.
Split it fairly
Equally, by exact amount, by %, by shares (a couple counts 2), or item by item with tax and tip shared in proportion.
Fewest payments
i4 Split works out who pays whom so everyone is square in the fewest transfers. Paid part of it? Record what you paid.
UPI, filled in
"Pay by UPI" opens GPay, PhonePe or Paytm with the amount and a note ready. You check and pay; i4 Split never moves money.
Several payers, any currency
Two people paid one bill? Add both. Abroad? Enter it in dollars, baht or dirhams with the rate locked on that entry.
Trip budget
Set a budget and see what went on food, stay, travel and activities, plus what each person paid and owes.
Friends don't need an account
- Add anyone by name; a phone number or UPI ID is optional.
- Each person gets their own private link showing what they owe, with a UPI pay button. No sign-in.
- Send it on WhatsApp in one tap. Only they and you have the link.
- If they sign up later, they claim their name and see the whole group.
Trips that tidy themselves away
- Mark a group as a trip, with an end date if you like.
- When everyone has settled, you get the final summary; the trip is archived.
- It's deleted after 30 days (you choose), with a warning and a downloadable summary first.
- Your own shares stay in i4 Finance as normal entries.
Your share, already in your budget
With i4 Finance, your share of every group expense is added as spending on the day it happened, money you paid for others is kept as "lent", and paying back moves your bank balance. No typing anything twice.
Questions
Is i4 Split free?
Yes. No ads, no daily limit on entries, and nothing behind a paywall.
Do my friends need an account?
No. Only the person who makes the group needs an i4 account. Everyone else gets their own link showing what they owe, with a UPI pay button.
Does i4 Split move money?
No. A UPI link opens your UPI app with the amount and a note filled in; you check and pay there, then mark it paid.
What happens to a trip group afterwards?
Once everyone has settled (or a week after the trip ends) it is archived, and deleted after 30 days, which you can change. Download the summary first; your shares stay in i4 Finance.
How is it different from other bill-splitting apps?
It's free with no ads or entry limits, works for friends without an account, splits item by item with tax and tip shared fairly, handles other currencies, settles in the fewest payments with UPI links, and adds your share to i4 Finance.